Umbrella Insurance

House and PiggyLife can be unpredictable and in an increasingly litigious world, it is a wise decision to protect you and your family from unexpected events.

What would happen if:

  • Your dog or cat accidentally injured a child?
  • Your mail carrier tripped over a crack in your driveway, resulting in injury and disability?
  • An overgrown tree in your yard crashed through your neighbor’s roof or fence?
  • The unthinkable happens and you severely injured someone in a car crash?

Your current auto or homeowners policy may not adequately cover these and other unforeseeable legal liabilities. You need to review your coverage with the Debra Lamay Agency LLC and determine if a Personal Umbrella Insurance policy is right for you. Umbrella coverage provides extra protection that goes beyond your auto and homeowners limits and protects you in the event of a lawsuit. If you have assets, you need to protect them from an accidental injury that is your legal responsibility.