Renters insurance is an affordable way to protect your personal property and guard against liability claims or loss of use in the event of a disaster.
If you rent a house, condo or apartment, you have your a special set of insurance needs. In the event of a catastrophic loss (like a fire) you may have to replace all of your belongings, stay in a hotel and relocate to a new rental. You will need insurance proceeds to replace your possessions and cover your loss of use expenses.
Your Renters Coverage includes:
Coverage to replace your household items in the event of fire, theft, vandalism or covered loss.
Additional Personal Property
Provides additional coverage for antiques, fine art, jewelry and other valuables.
Personal Liability Protection
Pays for bodily injury or property damage caused to others as a result of a covered incident.
Guest Medical Protection
Pays medical expenses for your guests who are accidentally injured on your property.
Workers’ Comp Coverage
Pays medical expenses for your personal part-time employees, such as gardeners, nannies or maids, when injured on the job.